Tips to Repair Your Credit

Thank you CreditRepair.com for sponsoring this post. CreditRepair.com’s team understands that a credit score is not just a number; it's a lifestyle.

I hit my financial goals in my business this year and I’m super proud of this. As I take most of the month of December off, I’m making plans to get my credit in order. My credit score is fair and as a woman who truly believes in developing #wealthywomanhabits credit repair is on my top priority list.

Growing up my father was really hard on me about my credit and money. He encouraged me not to get any credit cards during college, he was always on me about paying bills on time and he even set up a bank account for me that I couldn’t withdraw any funds from unless he gave the bank the go ahead. I hated it, but looking back I wish I would’ve taken his advice. I ended up with student loan debt, credit card debt and negative items on my credit report.

I’m claiming my credit will be excellent in 2021 thanks to the help of CreditRepair.com helping me achieve my excellent credit goals.

Here are some of my credit goals I’m hoping to achieve in 2021. 

1. Increase my credit score to above 750

2. Remove all negative reporting from my credit report 

3. Pay off student loans 

4. Get a business travel credit card 

Here are a few tips to help you begin your excellent credit journey. 

1. Purchase a journal specifically for your financial and credit goals. I’m a huge believer in manifesting the life you desire. In order to do this you must write the vision down and make it plain and clear. I’m shooting for 750+ so I need to map out steps on how to get there. 

2. Pull your credit report. Before you hire someone to help you get on track, take time to review your report to understand some of your bad habits. Let’s face it, many of us who have bad credit probably have some habits we need to get rid of if we truly desire excellent credit. Pick out the things that really stand out so you can discuss it with an  advisor.

3. If you can’t do it on your own, then hire someone to help you. Don’t stress yourself out trying to fix something you don’t know how to fix. It doesn’t hurt to look into credit repair companies. CreditRepair.com offers a FREE consultation to help you kickstart your credit repair journey. 

4. Take it one step at a time. Excellent credit doesn’t happen overnight. Trust the process and be encouraged.

   If you’re someone looking to achieve similar goals, then I recommend you use a team of credit advisors to help you. First off, it’s always a good thing to have someone hold you accountable and empower you to achieve the credit score you deserve. But you have to do this with someone who understands how the journey to excellent credit works. Secondly, you want to be able to consistently track your progress and work with a team of trustworthy advisor. 
   

   I trust CreditRepair.com! Their technology will provide you with a personal dashboard and credit score tracker. You’ll receive updates right to your phone anytime something changes on your report. The fact that they’ve served over 500,000 clients should encourage you to know your credit and repair your reports. It’s certainly inspired me to do it. 
   

   I encourage you to schedule a FREE consultation with CreditRepair.com and get started on your excellent credit journey. 
   

   This post is sponsored by CreditRepair.com, all opinions are my own.